TA-10323 REG: Enhancing Green Impact of TBC’s Lending Business (E-058025-001)

1. Project objective

Objective and Purpose of the Assignment

Objective of the Activity

The objective of this assignment is to strengthen TBC Bank JSC’s institutional capacity to

systematically scale up green and climate finance across SME, micro, retail, and corporate business

segments, while ensuring alignment with regulatory requirements, international best practices, and

E&S standards and climate frameworks.

The assignment aims to support TBC in embedding climate and

environmental considerations, focused on Georgian context, more deeply into its credit risk

management processes and decision making, thereby enabling the bank to better identify, assess,

manage, and monitor climate related risks and opportunities within its lending portfolio.

Specifically, the assignment seeks to enhance TBC’s ability to design and implement tailored green

and climate finance products and sector specific assessment approaches, with a primary focus on

expanding coverage to smaller businesses where data availability and technical capacity are

currently limited.

A key objective is to strengthen the technical knowledge and practical know how

of TBC’s frontline credit staff, risk management teams, and other relevant employees through

structured learning, on the job application, and targeted training, thereby reducing reliance on

external consultants and fostering sustainable in-house expertise.

In parallel, the assignment aims to strengthen the ESG Academy by developing specialized technical

curricula and training materials focused on ESG, green finance, and climate-related topics.

These

materials will be delivered through a structured training-of-trainers (ToT) approach, ensuring longterm institutional sustainability and continuous knowledge transfer.

This approach will enable both

TBC staff and clients to build internal capacity, deepen their understanding of environmental and

climate issues, and effectively integrate these considerations into their activities.

Overall, the assignment supports the integration of ESG and climate considerations into TBC’s core

operations by strengthening internal capabilities, building in-house expertise, and ensuring

sustainable knowledge transfer through structured training programs.

This will support TBC’s

transition toward sustainable finance while maintaining strong governance and credibility with key

stakeholders.

Scope of Work

The Scope of Work aims to further mature TBC Bank’s green and climate finance framework and

strengthen the ESG Academy as a core educational capacity‑building educational platform.

The

assignment is designed to support the practical integration of climate and environmental

considerations into credit risk appetite, lending decisions, portfolio management, and client

engagement, while reducing reliance on external consultants and enabling sustainable in‑house

expertise.

The Consultant(s) will support TBC in strengthening climate-informed lending and risk management by

developing climate risk assessment guidelines focused on Georgian context, based on a diagnostic of

existing credit and ESG practices, and ensuring their alignment with current processes.

The

assignment includes the preparation of a comprehensive set of guidelines (including general,

portfolio-level, and sector-specific frameworks), as well as the development and integration of a

climate risk appetite framework with defined indicators, limits, and risk monitoring approaches

aligned with international best practices.

In addition, the Consultant will deliver targeted

capacity-building and hands-on training to TBC staff to ensure effective application of the

guidelines and integration of climate risk considerations into day-to-day lending and portfolio

management decisions.

In parallel, the assignment will strengthen the ESG Academy by developing specialized technical

curricula and training materials on ESG, green and climate related issues.

These materials will be

delivered through a training‑of‑trainers (ToT) approach to ensure institutional sustainability and

ongoing knowledge transfer to both TBC staff and clients.

In addition, the assignment will include

the design and delivery of pilot training sessions.

Feedback from these pilot trainings will be

incorporated to refine and finalize the training materials.

All activities and deliverables shall be prepared and delivered in English and Georgian.

The

overall approach shall combine diagnostics and gap analysis, solution design, pilot implementation,

and structured capacity transfer to ensure that outcomes are embedded into TBC’s internal systems

and processes.

The assignment is structured into two distinct tasks.

Interested consultants may apply for one or

both tasks, depending on their expertise and capacities.

TBC reserves the right to select different

consultants for Task 1 and Task 2, or to award both tasks to a single consultant, based on the

evaluation of proposals and best fit for each component.

For detailed tasks and qualification requirements for the consulting company, please refer to the

attached Request for Expression of Interest (REOI) document.

Expertise or Positions Needed

International

Team Leadership from International Experts

Expertise or Position Minimum inputs in PM Primary Place of Assignment

1 Please refer to the attached Request for Expression of Interest (REOI) document for detailed information on the required expertise, qualification requirements, scope of work, and implementation timeline. 1 Home Office, Other Search and Select: Place of Assignment

National

Team Leadership from National Experts

Expertise or Position Minimum inputs in PM Primary Place of Assignment

1 Please refer to the attached Request for Expression of Interest (REOI) document for detailed information on the required expertise, qualification requirements, scope of work, and implementation timeline. 1 Tbilisi, Georgia Search and Select: Place of Assignment

TOR Attachments

Title Type Description Category Last Updated By Last Updated Update Delete

Extraction covers only the accessible source. Linked TORs and later addenda are not verified unless their text has been retrieved; a missing field never means no requirement.