TA-10803 KGZ: Preparing the Adaptation and Resilience Financing Facility for Eldik Bank - EB-IC2 Banking Expert (E-060141-001)

The TA consultants will support the design, structuring, and operational readiness of the Adaptation and Resilience Financing Facility (ARFF) in line with Eldik Bank’s Sustainable Finance Program and ADB requirements. The assignments include developing the ARFF’s financial architecture, blended‑finance and capitalization structure, eligibility criteria, fund‑flow and disbursement arrangements, and defining the adaptation lending window, including priority sectors, technologies, appraisal criteria, climate adaptation taxonomy, and Paris Agreement–aligned performance indicators. The consultants will undertake comprehensive technical, economic, financial, climate, environmental, social, gender, fiduciary, integrity, and risk due diligence and prepare cost estimates, financing plans, and implementation arrangements. Institutional and operational frameworks, including governance, roles and responsibilities, monitoring and reporting systems, and results measurement, will be developed, along with all required project documentation and compliance instruments to support approval, operationalization, and timely launch of the ensuing investment. Detailed Tasks and/or Expected Output 1. Financial due diligence a. Conduct comprehensive due diligence on Eldik Bank and the proposed facility structure, including capital adequacy and capital structure, asset quality (including non-performing loans and provisioning practices), liquidity position and funding profile, profitability, earnings sustainability, and cost structure, following ADB technical notes and guidelines. b. Undertake stress testing of the proposed on-lending portfolio, including sensitivity to climate, sectoral, and macroeconomic shocks. 2. Governance and integrity assessment a. Assess governance, integrity, and control frameworks, including ownership structure and shareholder oversight, board composition, independence, and effectiveness, management accountability and decision-making processes, internal control systems and compliance functions, internal and external audit arrangements. b. Review compliance with ADB’s integrity and anticorruption requirements and identify any integrity red flags. 3. Financial management and fiduciary systems a. Evaluate financial management and fiduciary systems, including accounting policies and standards applied, financial reporting quality and timeliness, treasury operations and cash-flow management, adequacy and independence of internal audit, scope and quality of external audit following ADB relevant technical notes and guidelines. b. Assess Eldik Bank’s capacity to manage concessional climate finance resources in accordance with ADB requirements. 4. Credit appraisal and risk management - review policies and procedures for credit appraisal and risk management, including loan origination and approval processes, portfolio monitoring and reporting systems, credit concentration and sector exposure limits, provisioning methodologies and write-off policies, early-warning systems, and management of problem assets. 5. Risk identification and mitigation a. Identify key financial, fiduciary, and integrity risks associated with the ARFF and its implementation. b. Propose practical risk-mitigation measures, including facility design features, financial covenants and triggers, governance and reporting requirements, monitoring and supervision arrangements. c. Ensure that recommended measures are operationally feasible and proportionate to risk. Minimum Qualification Requirements 1. The consultant should have an advanced degree in finance, accounting, economics, business administration, or a related field. 2. The consultant should possess at least 10 years of relevant professional experience in financial due diligence, bank supervision, auditing, or operations with multilateral development banks. 3. Strong expertise in assessing financial institutions is required, including analysis of capital adequacy, asset quality, liquidity, and overall financial performance. 4. The consultant should demonstrate solid experience in governance, internal controls, and integrity or anticorruption assessments; as well as proven expertise in fiduciary systems, including financial management, accounting standards, and audit arrangements. 5. Experience in risk management, particularly credit risk analysis, portfolio stress testing, and covenant design, is highly desirable. 6. Familiarity with ADB or other development bank policies and financial intermediary operations is strongly preferred. 7. The consultant should also have excellent analytical, writing, and verbal communication skills in English; knowledge of the Russian language would be an advantage. Minimum General Experience 10 Years Minimum Specific Experience (relevant to assignment) 10 Years Regional/Country Experience Required Desired Not Required Deliverables Details Name Type Estimated Submission Date Eldik Bank Financial, Governance, and Credit Due Diligence Report Report 30-Nov-2026 Stress Test Report and Risk Assessment / Mitigation Plan (RAMP) Others 31-Dec-2026 Financial Management Assessment (FMA) Report — in ADB format Report 28-Feb-2027 Loan Covenants and Supervision Framework Package Others 31-Mar-2027 Schedule and Places of Assignment (chronological and inclusive of travel) Schedule Type Continuous Intermittent Max. Working Days/Week Home Office 5 Field 6 City and Country Working Days Estimated Start Date Estimated End Date Other Details (use if place selected is Others) Home Office, Other Search and Select: Place 57 12-Oct-2026 18-Dec-2026 Bishkek, Kyrgyzstan Search and Select: Place 10 19-Dec-2026 15-Jan-2027 Home Office, Other Search and Select: Place 55 16-Jan-2027 31-Mar-2027 Bishkek, Kyrgyzstan Search and Select: Place 10 01-Apr-2027 15-Apr-2027 Total 132 Export to PDF Export to PDF Copyright (c) 1998, 2023, Oracle and/or its affiliates. All rights reserved. Copyright (c) 1998, 2023, Oracle and/or its affiliates. All rights reserved. Pick a Date Loading... Loading...